You work hard. The last thing you want to do is navigate the tricky world of trailer financing. With so many options and indefinite waiting periods to hear if you were approved, how do you know if you’re getting a good deal? Fortunately, choosing to finance through PJ Trailers’ partners will help ease the process so that you can have your trailer in-hand faster.

Why not finance through your bank?

While it certainly is possible to finance your trailer through your local bank, that may not be the best option for you. For one thing, not all banks offer trailer-specific financing, which can leave you hopping from branch to branch until you find someone who does. For another, if your bank does offer trailer financing, the process can be long, slow, and arduous. You could be locked into lending terms that aren’t optimal for you, or it’s possible, after waiting several weeks to hear back, that you’re not approved for a loan at all.

We have a better option

The good news is, here at PJ Trailers, we’ve partnered with Currency Finance to make financing your trailer simple and efficient.  For over 17 years, Currency has specialized in equipment financing for individuals and business owners. With low down payments and competitive interest rates, their financing options can provide immediate access to the trailer you need with a much lower up-front cost than paying with cash or credit card.

Best of all, Currency is flexible, easy to use, and incredibly fast! Check out our Trailer Financing page for a quick step-by-step process on how to get started.

You can also choose to finance through Sheffield Financial. Since they began in 1992, they have financed over $8 billion in consumer and commercial loans for some of the most recognizable brands in the powersport, lawn equipment and trailer industries. Their loan processing hours are Monday – Saturday, 8 a.m. – 10:30 p.m. and Sunday, 1 p.m. – 8 p.m. ET.  Again, take a look at our Trailer Financing page to watch a video on how financing with Sheffield works.

Get started today

Choosing to finance through the options provided by PJ Trailers will get you one step closer to purchasing your brand new trailer—without all the headaches, stress and waiting around that other options provide.  Further, because of the depth of our partnerships with Currency and Sheffield, even trailer users with lower credit scores can be accepted for financing terms through these two groups.  So even if you think financing is not an option for you, think again.  At PJ, we’re proud to provide you with faster and smarter options so that you can accomplish more.

Fill Out a Financing Application